Metro Credit Union
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Questions & Answers

Metro Credit Union Benefits

  • Personal assistance: Please call 877-628-5626 or email our Mortgage Specialists. We're ready to answer any questions or offer guidance.
  • Meet the Specialists: Metro offers a wide variety of mortgage solutions, and our Mortgage Specialists will help you choose the one that's right for you. If you would like to work directly with one of our Specialists. click here
  • Free pre-approvals: We offer free pre-approvals so you can shop for your home knowing exactly what you can afford.
  • Affordable programs: Metro offers a variety of mortgage solutions, including MassHousing programs for low to moderate income borrowers, first-time homebuyer programs and special programs like our No Fee Mortgage, that make home ownership affordable.

Today's Featured Rates

Conventional Fixed
10 Year Fixed Rate
 Rate  APR  Points
 2.625%  2.705%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 2.875%  2.930%  0.000%
20 Year Fixed Rate
 Rate  APR  Points
 3.500%  3.543%  0.000%
30 Year Fixed Rate
 Rate  APR  Points
 3.750%  3.781%  0.000%
MassHousing No Mortgage Insurance
 Rate  APR  Points
 4.500%  4.541%  0.000%
Right Rate NO MI
 Rate  APR  Points
 4.250%  4.290%  0.000%
Right Rate
 Rate  APR  Points
 4.000%  4.039%  0.000%
Jumbo Fixed
Jumbo 15 Year Fixed Rate
 Rate  APR  Points
 3.375%  3.408%  0.000%
Jumbo 30 Year Fixed Rate
 Rate  APR  Points
 4.500%  4.519%  0.000%
ARM Products
5/1 ARM - Conforming Purchase Mass.
 Rate  APR  Points
 2.750%  2.856%  0.000%
15/1 ARM
 Rate  APR  Points
 3.375%  3.453%  0.000%

Personalized Quote

Rates and Important Notices

Actual interest rates and APRs may vary based on credit history, loan amount and/or the loan-to-value.

Member MSIC Equal Opportunity Lender Equal Housing Lender
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NOTICE OF CHANGES IN TEMPORARY NCUA INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS: All funds in a "noninterest bearing transaction account" are insured in full by the National Credit Union Administration from December 20, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the NCUA's general deposit insurance rules.
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